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| Feature | networth.online | Mint / Empower | YNAB | Rocket Money |
|---|---|---|---|---|
| No bank login | ✅ | ❌ | ✅ | ❌ |
| Instant results | ✅ | ❌ | ❌ | ❌ |
| Transaction analysis | ✅ | ✅ | ❌ | ❌ |
| Subscription detection | ✅ | ❌ | ❌ | ✅ |
| Free tier | ✅ | ✅ | ❌ | ✅ |